(no subject)
Dec. 5th, 2003 01:56 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
liadnanBah.
Mood becomes even worse as bank charges £30 for a bounced DD (pension, for what it's worth).
Mood becomes still worse when it becomes apparent that the bank seems to be under the impression that a cheque was paid in on Monday when in fact it was paid in (via machine) before 3 on Friday.
Apoplexy approaches when bank, having shunted me from the dedicated line for such matters "because it's too busy" (?) and onto general customer services, states that despite having a general stated policy of not charging when there is an uncleared cheque to cover the sum in the works, and despite admitting the error on the date my cheque went in, will not refund the charge because their policy of allowing you to draw on an uncleared cheque only applies to cash withdrawals. Responses of:
(a) why the distinction;
(b) bollocks, you've done it in the past and if you hadn't made the error on the date I bet you would have this time too;
(c) why, in this day and age, does it take five working days to clear a cheque anyway for fucks sake, and who gets the interest for the days the money is out of one account and not cleared into the next?;
(d) have you informed the shareholders that your business processes etc are so bad that it costs you £30 to bounce a payment?
fail to have any effect.
In general though, it can't be denied that I appear to have royally screwed my finances again in any event, and I haven't even bought any Christmas presents yet.
Either next week is better than this one or I start thinking about the "selling carpets in Istanbul" plan again.
Ho hum. Maybe drinks with Rik; Phil; Lal; and anyone else who makes it tonight will help.
Mood becomes even worse as bank charges £30 for a bounced DD (pension, for what it's worth).
Mood becomes still worse when it becomes apparent that the bank seems to be under the impression that a cheque was paid in on Monday when in fact it was paid in (via machine) before 3 on Friday.
Apoplexy approaches when bank, having shunted me from the dedicated line for such matters "because it's too busy" (?) and onto general customer services, states that despite having a general stated policy of not charging when there is an uncleared cheque to cover the sum in the works, and despite admitting the error on the date my cheque went in, will not refund the charge because their policy of allowing you to draw on an uncleared cheque only applies to cash withdrawals. Responses of:
(a) why the distinction;
(b) bollocks, you've done it in the past and if you hadn't made the error on the date I bet you would have this time too;
(c) why, in this day and age, does it take five working days to clear a cheque anyway for fucks sake, and who gets the interest for the days the money is out of one account and not cleared into the next?;
(d) have you informed the shareholders that your business processes etc are so bad that it costs you £30 to bounce a payment?
fail to have any effect.
In general though, it can't be denied that I appear to have royally screwed my finances again in any event, and I haven't even bought any Christmas presents yet.
Either next week is better than this one or I start thinking about the "selling carpets in Istanbul" plan again.
Ho hum. Maybe drinks with Rik; Phil; Lal; and anyone else who makes it tonight will help.
